I currently bank with KeyBank; they’re okay. Ha who am I kidding, they SUCK! A few weeks ago I got a letter in the mail informing me of changes to my Key Student Checking Account taking place on June 1, 2011. A new stipulation is “Make at least $200 in deposits (including transfers to this account) or initiate two transactions (including deposits, withdrawals, or transfers) per statement cycle to avoid the monthly Maintenance Service Charge. If neither of these requirements is met, the Key Student Checking Account monthly Maintenance Service Charge will be $5.00” Really KeyBank? You want me to pay you when I’m the one letting you borrow my money? Then I read “Use of any Key ATM, plus receive reimbursement, up to $6 per month, of ATM fees charged by other banks if you qualify for a Key Young Adult or Key College Rewards MasterCard® credit card” So you’ll reimburse me $6 per month for withdrawing money at another bank? How nice of you. No, if you read the fine print it says ” The benefit is a refund of the first 2 ATM surcharges, up to $6.00 per month, of other bank’s ATM cash withdrawal surcharges when the withdrawals are made with a KeyBank Debit Card or a KeyBank Gold Debit Card.” Oh I forgot to mention to qualify for this “benefit” you have to have a debit card, be enrolled in online statements and have a Key credit card. Too many rules, forget it.

I knew our relationship would be short lived after on the day I signed up for the account they told me I had to deposit at least $50 to open the account and if I closed it within 180 days of opening I would be charged a $25 account early closure fee. Seriously?! I don’t understand how they advertise the account as “Checking account that provides students cost-savings and easy online access to their account.” Excuse me? Cost saving? I’m a student in college. I shouldn’t have to worry about how many transactions I process through the account so I don’t get charged. Then I read the disclosure and there were two pages of fees! Give me a break. So I’ve had it up to here with KeyBank and am finding a new one. I’ll post who I chose and why, soon.

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This is funny but I wonder how often it really happens:

Spokeo

Posted: April 16, 2011 in Uncategorized
Tags: , ,

Stop what ever you’re doing and click here. Type in your name and you will most likely find your phone number, your address, your age range, who lives at the address with you, etc. I know, creepy and it’s all free public information. They even had a picture of my house! They had what I thought was a lot of information for someone who’s only 18. I then looked up my mom and holy crap. I was so shocked I immediately looked up how to remove us from the website. You can, if you want and they don’t make you jump through hoops. It makes you wonder how they got the information in the first place. Although we technically have some “privacy” rights, in this day in age “privacy” doesn’t exist online. There are websites that you are a member of that sell your information to companies for money. It is almost impossible to have your information completely erased once it is published. Imagine a day where every detail about you is published from what kind of car you drive to what you had for breakfast: although someone people already willingly post that information.

How do I remove my information from Spokeo’s search results?

Spokeo respects your privacy, and you can easily opt out of Spokeo’s public search if desired.  Please note that since the information aggregated by Spokeo is publicly available, opting out of Spokeo does NOT remove the information from its original sources, which are hundreds of additional websites. You can remove the search results derived from performing any Name, Reverse Phone or Reverse Email searches here.

To remove your Name/Phone/Email Listing(s):

1. Locate the listing to remove (for name listings, please select the state, city, then exact profile match)
2. Copy the URL (the URL can be found on the top of your browser and should look something like “http://www.spokeo.com/search?q=Smith%20Sample#Sample:1219812367”)
3. Go to http://www.spokeo.com/privacy
4. Paste the URL
5. Provide your email address (this acts as a verification process for the confirmation to be sent to your Inbox) and Captcha Code (Image Verification Code)
6. Check you Inbox for the confirmation email, and click on the link on the bottom to complete the removal process.
7. The directory listing will become flagged and will be removed within 1 business day.

I did the above steps and both me and my mom are now removed from the site. However, there are plenty more websites just like this one and some that don’t even make it possible for you to remove your information. Personally, I feel like these websites should get permission from us, before they post our information.  It shouldn’t be our responsibility to find out about the websites and then request privacy.

We’re Back!

Posted: April 14, 2011 in Uncategorized

New album coming out May 10,2011!


Available for pre-order: http://store.umrg.com/thelonelyisland/

Want your own pet giraffe?

Posted: April 12, 2011 in Uncategorized
Tags: ,

Check this out! Sokoblovsky Farms is a Russian farm located just 80 kilometers outside Krasnodar and they breed the Petite Lap Giraffe. Currently the only way to get one is to sign up on a waiting list. I’m lucky number 856,789 so I will most likely be dead before I can get my hands on one but the baby they’re currently expecting is coming in about 150 days and is going to the prince for his birthday.

Petite Lap Giraffes are very funny animal that require special care. They need lots of love. Hugs and kisses every day. Otherwise they make tears. These giraffes have no problem with kids because they do not bite.  All they need to survive is distilled water and bonsai tree leaves.


Okay so obviously this is a hoax. It was a tiny viral marketing success put on by DirectTV and a very good one at that. It’s amazing how some people actually thought this was real. They did a great job of pulling off the whole stunt and it definitely got a lot of people talking and of course when something cool like this people want to know who’s behind it so DirectTV got good public advertising.

For more information visit: http://www.petitelapgiraffe.com

Money.

Experience.

Paid Internship.

Have you ever wanted to participate in an internship of a lifetime in the happiest place on Earth? How would you like to participate where you earn while you learn? The Disney College Program is that opportunity of a lifetime.

I first heard about the program my second trip down to Walt Disney World. I was with my family waiting to see a parade and a cast member came up and started talking to us. Long story short, he gave me the website to the program and I knew I wanted to participate after watching the E-Presentation. To have Disney, a fortune 100 company, on my resume would be amazing to say the least.The program gives you the opportunity to develop transferable skills, including Guest service, problem solving, service recovery, effective communication, teamwork, leadership, attention to detail, time management, personal empowerment, self-confidence, responsibility and cultural sensitivity. It doesn’t matter what your major is.


The program has three components: Living, Learning, and Earning.

While in the program you live on Disney provided private property. The rent comes right out of your paycheck and fully stocked with furniture and kitchen utensils.

While in Florida, you have the option to take Disney courses and receive college credit. These course explore who you are as a person and how what you learn while on the job will transfer to other jobs.

Expect to work 30+ hours a week and even more during holidays. For the most part you are working every five days you are down there with two days off in between for classes or relax time.


I plan on participating in the Spring Advantage 2012 session. I’m applying in late August and already worked everything out regarding credits and money. If I decided to come back to school I will still be able to graduate on time. Thank you high school college credit.

Have a magical day!